Honest conversations about life, retirement and everything in between.
Great question — let's run the numbers properly using the Brisbane costs we just discussed.Using realistic all-in costs per dwellingTypeLandBuildExtra…
Yes, they do — and on a massive scale. Here's how it works:How governments borrowGovernments don't go to a bank and apply for a loan the way you or I …
Here's a current breakdown based on 2026 data for Brisbane and surrounds. Note that I'm not a financial advisor and these are estimates — always get q…
What you can do as an individualShop around and actually switch — most people stay with their bank out of inertia. Lenders like Athena, Tic:Toc, and c…
Pretty much, yes — and it's not an accident.In Australia, the "Big Four" dominateCBA, Westpac, NAB and ANZ between them hold roughly 75-80% of all mor…
You're absolutely right — and that's a completely legitimate grievance.If you took out a fixed rate mortgage for the full 25 year term at 5%, the logi…