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Banks mortgages bank's inflation

Inflation — Who Really Pays the Price?

What exactly is inflation?I keep hearing the word inflation at the moment.It is on the news, in newspaper headlines and, of course, whenever interest rates are being discussed.But I started wondering …

magner · Sep 19, 2026 · 📖 13 min read

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Retirement "retirement life" Affordable Rental Costs

What Does a Comfortable Retirement Really Mean?

The numbers say one thing. Living it can be something quite different.I read an SBS article recently telling me that Australians now believe they need more than $1 million in super to enjoy a comforta…

magner · Sep 16, 2026 · 📖 5 min read

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Affordable Renting in Retirement Rental Costs Interest Rates

Twenty Years to Fix Housing — What Are We Supposed to Do Until Then?

I read an ABC report recently about evidence given to a Senate inquiry by NAB chief economist Dr Sally Auld.What caught my attention wasn't simply the suggestion that Australia's housing problems coul…

magner · Sep 11, 2026 · 📖 3 min read

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Superannuation — Who Was It Really For?

As time went by in my life, I never really gave much thought to retirement. When you're working and running a business, retirement seems a long way into the future. It wasn't something I spent much ti…

magner · Aug 31, 2026 · 📖 4 min read

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Age Pension Centrelink Retirement Income Finance Super

How the Age Pension Works in 2026 — Eligibility, Rates and the Means Test Explained in Plain English

The Age Pension is one of the most important financial topics for any Australian approaching or in retirement — yet it remains one of the most confusing. The rules change regularly, the jargon is dens…

admin · May 13, 2026 · 📖 8 min read

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Retirement Brain Health Mental Health Dementia Wellbeing

Staying Mentally Sharp in Retirement — What the Research Actually Says

There's a question that doesn't get asked often enough when people plan for retirement. We talk about money, we talk about health cover, we talk about where to live. But rarely do we ask: what am I go…

admin · May 13, 2026 · 📖 8 min read

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retirement Pension Assets

The Family Home and the Pension Assets Test — What Retirees Should Know

For many retirees, the family home is their largest asset — and often their greatest source of financial confusion.One of the most common questions people ask is:“Will selling my home affect my pensio…

admin · May 13, 2026 · 📖 1 min read

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retirement aged care

Retirement Villages vs Aged Care — Understanding the Difference

Many people use the terms “retirement village” and “aged care” interchangeably, but they are actually very different.Understanding the difference can help families make better decisions for later life…

admin · May 13, 2026 · 📖 1 min read

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Housing Age Pension Downsizing Retirement Villages Reverse Mortgage Family Home

Your Home in Retirement — Downsizing, Retirement Villages and Reverse Mortgages

For most Australians, the family home is the largest asset they own — often worth more than their superannuation, their savings, and everything else combined. Yet when it comes to retirement planning,…

admin · May 13, 2026 · 📖 10 min read

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Medicare Private Health Insurance Health Retirement

Title: Medicare vs Private Health Insurance in Retirement — Do You Still Need Both?

One of the questions I hear most often from people heading into retirement is this: now that I'm no longer working, do I still need private health insurance? Or can I just rely on Medicare?It's a fair…

admin · May 13, 2026 · 📖 6 min read

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energy technology

Tasmania Energy Prices

Here's the complete picture for Tasmania — and it has some genuinely good news compared to the rest of the country.Tasmania's unique advantage: the cheapest regulated prices in the NEMThe independent …

peter284 · May 03, 2026 · 📖 5 min read

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Banks Housing Goverment Money

Does the Federal & State Governments borrow money

Yes, they do — and on a massive scale. Here's how it works:How governments borrowGovernments don't go to a bank and apply for a loan the way you or I would. Instead they issue bonds — also called gove…

peter284 · Apr 26, 2026 · 📖 3 min read

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Banks Mortgages

Where do the banks get their money to give out mortgages?

That's a great question! Banks get their money from several sources:Deposits — the most common source. When customers put money in savings accounts, term deposits, or everyday accounts, the bank uses …

peter284 · Apr 26, 2026 · 📖 1 min read

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